The Difference Between In House And Third Party Debt Collectors And Why It Pays To Know Who You re Paying Part One

Anyone who has experience in the field of bill collection probably knows about the Fair Debt Collection Practices Act This legislation was crafted in 1978 and provided a very decent amount of protections for consumers There are a variety of guidelines that a debt collector must follow and if any of these rules are violated you should call up your attorney general’s office and complain Examples of rules that third party debt collectors must follow include a debt collector can only call between 8:30 AM 9 PM they cannot call a debtor repeatedly and they must positively identify that they are speaking directly to the debtor before they proceed with their attempt to collect debt
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